!=$U$21&AM5#&"represent "&IF(--(AN5#+AP5#=0)+--(AO5#+AQ5#=0)>0,"an annualized total ","an annualized net ")&IF((AN5#+AO5#+AP5#+AQ5#)>0,"cost",IF((AN5#+AO5#+AP5#+AQ5#)<0,"cost savings","")) | !=$U$21&AM5#&"represent "&IF(--(AN5#+AP5#=0)+--(AO5#+AQ5#=0)>0,"an annualized total ","an annualized net ")&IF((AN5#+AO5#+AP5#+AQ5#)>0,"cost",IF((AN5#+AO5#+AP5#+AQ5#)<0,"cost savings","")) |